Wealth management, tax strategy, and financial planning can be complicated and time-consuming, requiring expertise across multiple disciplines.

At Ulrich, earning the trust of high-net-worth individuals and their families is a primary focus. We serve in a true fiduciary capacity – putting your best interests above our own – to help our clients have the appropriate resources and investment plans in place to support their goals.

Being a fiduciary means that we objectively find the right solutions for your specific needs and are not beholden to or incentivized by specific products or firms.

We work closely with clients to understand and lay out a comprehensive financial picture – including liquid assets, real estate, additional business interests and investments, liabilities, cash flow requirements, and more. We then implement strategies that use high-quality investment vehicles with optimal fee structures, monitoring progress along the way to ensure the right goals are achieved.

We also work closely with other professionals, as needed, to create a seamless plan for reaching our clients’ financial goals – including plans to ensure the proper transfer of wealth to future generations.

Ulrich understands the complex needs of family offices. We strive to maximize the success of our clients’ investment portfolios, across asset type (equity, fixed income, alternatives, cash, etc.) and entity location (trusts, LLCs, family foundation, retirement accounts, etc.).

Our approach considers details that most firms overlook: We provide investment education, wealth planning, charitable giving, and family governance advice to form a holistic perspective.

While we share the common goal of portfolio growth, we also work closely with our clients’ estate and tax advisors. This helps us ensure that portfolios support tax and estate planning goals as well.

Ulrich provides consolidated performance reports that are customized and comprehensive. These are available through a secure online portal, which also allows our clients access to all of their financial assets no matter where they’re held. In addition, this portal serves as a digital archive for important documents, such as wills, partnership and trust agreements, insurance policies, etc., thus providing continuity for family members and service providers.

• Investment Management, Asset Allocation, and Alternative Investments
• Wealth Planning, Preservation, Transfer, and Philanthropy
• Liquidity Event Management – Business Sale and Wealth Events
• Concentrated Stock – Monetization and Hedging Strategies

• Insurance Analysis and Design
• Trustee Services
• Securities and Asset-Based Lending
• 1031 Exchange
• Concierge Services

• Estate Planning – When we met, neither had wills or directives, and they had a baby on the way.
• Titling of accounts – The couple had most of their assets in their individual names and lived in a state that required assets be placed in Revocable Trusts to prevent probate.
• Beneficiary information was incorrect on retirement accounts.
• They did not have clear goals or objectives about what their investments should be doing for them, and they had no process for monitoring performance.

• They had charitable goals, so Ulrich used low-cost-basis stock to strategically fund a Donor Advised Fund for current and future gifting.
• They wanted to reduce taxes on their future estate and engage in generational wealth planning, while ensuring their children didn’t grow up with an inappropriate sense of entitlement.
• They had aspirations to purchase a secondary home and needed to borrow against their securities for the purchase.
  

As time went by and their family grew, we could see that gift trusts for children should be established. As David’s business prospered, additional estate planning was required to minimize taxes.

Spousal Lifetime Access Trusts were created to gift interests in the company and to remove those interests from their estate while utilizing their lifetime gift tax exemption.

Today, the happy couple is enjoying both their primary and second home, their children are growing, and they continue to build wealth in their business, resulting in what will ultimately be impactful generational wealth transfer.