Retirement Plans
At Ulrich, our specialized experience and fundamental understanding of how retirement plans should function enables us to guide trustees in the effective management of their plans.
Plan sponsor fiduciaries and their participants require stringent performance, transparency, and fee controls. The need for these has never been greater or more challenging as new rules require fiduciaries to evaluate all aspects of their plan, including custody, recordkeeping, administration, investment management and reporting to stay in regulatory compliance.
We understand the unique complexities of ERISA-qualified Plans (Defined-Benefit and Defined- Contribution/401K), as well as Governmental, non-qualified Deferred Compensation and Individual Retirement Plans. Our experience extends across corporate, tribal and Taft Hartley Plans.
As an independent fiduciary, Ulrich is not affiliated with any investment manager, custodian, or brokerage firm.
We have extensive experience working with plan sponsors and investment committees structuring plans designed to optimize benefits for both the plan sponsor and participants.
We offer what trustees need: An ally that is free from many potential conflicts of interest, deep institutional resources, and one that follows the fiduciary standard and strives to provide unparalleled client service. Whether you are in search of an advisor or need assistance reviewing your current plan, we offer comprehensive guidance and independent investment consulting with quality, personalized support.
As a fiduciary, you face significant responsibilities and challenges, while trying to maintain a professional culture that both attracts and retains quality employees. Selecting and implementing the right retirement plan can go a long way in meeting this goal. Our approach is designed to augment the capabilities and bandwidth of your team managing the retirement plans that support the needs of both your institution and workforce.
As your business evolves, we provide flexible support where it is needed. We understand the complexities of managing a business and staying abreast of regulations and the latest investment trends. As fiduciaries, we approach our role seriously, acting as an extension of your staff so you can rest assured that that your responsibilities are being met. In addition, as organizations grow and develop, retirement plan objectives may also change. We work with you to help clarify the objectives of your institution and employees and once a new vendor is selected, we assist our clients through the integration process for a seamless transition.
Our service model includes:
- Vendor analysis, search, and selection including RFP proposal management
- Investment management services: 3(21) or 3(38) OCIO
- Fee benchmarking
- Investment policy development
- Asset allocation
- Asset liability management
- Investment and operational due diligence
- Manager selection and monitoring
- Performance reporting and monitoring
- Design of employee education and financial wellness programs
- Governance and best practice training for the plan sponsor, committee, and staff
- Capital markets and global economic research
Our client-centric service model allows us to support the goals of our clients through a methodical, customized, and collaborative approach. Our aim is to alleviate administrative issues, reduce fees, improve participant experience, and reduce liability for trustees and plan sponsors.
We are committed to continuous communication across all departments. Our recommendations, opinions, and reporting are developed utilizing the full breadth and depth of our expertise and resources.
Our Solutions:
Assist in plan participation through customized education and financial planning tools
Advise on plan design with the goal of developing the optimal solution based on your needs
Assist with administration and management of the plan through OCIO services and training for plan fiduciaries
Independence from any one financial service provider or platform means we can select the best investment vehicles for our clients