Debt-to-Income Ratio Calculator

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

Gross Monthly Income

$0 $1,000,000

Monthly Debt Payments

Mortgage / Rent Payment

Student Loan Payment

Car Loan / Lease Payment

Credit Card Payment

Child Support Payments

Other Loan Payments

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

0.00%

Total Monthly Debts $0

Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

Have A Question About This Topic?

Related Content

Emergency Fund Calculator

Find out how large your emergency fund should be based on your monthly expenses.

Key Money Moments: 4 Times You Should Talk to a Pro

Life happens fast, and your finances can take a backseat if you’re not careful. Is it time to check in with a financial professional? This infographic will help you examine your own financial situation and decide if it’s time to step up your financial game.

My Retirement Savings

See how your current savings rate and contributions may grow into retirement income.