Roth 401(k) vs. Traditional 401(k)
Choosing between a Roth 401(k) and a Traditional 401(k) often comes down to one key question: when do you expect to pay a lower tax rate? Use this calculator to compare the potential future values of each account type based on your contribution amount, time horizon, expected rate of return, and tax rates.
Inputs
Remember, these results are hypothetical and for illustrative purposes only and do not represent the performance of any specific investment.
%
▼
▼
Results
Future Value of Roth 401(k)
$
883,609
Future Value of Traditional 401(k)
$
1,132,832
After-Tax Value of Traditional 401(k)
$
883,609
Have A Question About This Topic?
Related Content
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
Why Do Renters Have to Save More?
How much more would retirement cost if you owned your home rather than rented? It could actually be several times less.